Home Hardening & Homeowners Insurance
Some homeowners begin looking into wildfire home hardening because an insurance carrier raised questions about property conditions, requested changes, declined to renew a policy or increased a premium. This page explains what that usually involves and what we can and cannot help with.
What insurers commonly ask about
- Vegetation clearance around the structure
- Combustible material in the first five feet
- Roof condition and covering type
- Vent screening
- Decks, fencing and attached combustible structures
- Debris accumulation on roofs and in gutters
What we can help with
We help homeowners get connected with professionals who perform the physical work and who can document what was done. Photographs and written scopes of completed work are often useful when communicating with a carrier.
What we cannot do
We are not an insurance company or agent. We cannot promise policy renewal, premium reductions, eligibility, discounts or that any specific work will satisfy a carrier's requirements. Those determinations are made solely by your insurer.
Frequently asked questions
Related guides
San Diego County service areas
Get a Wildfire Hardening Assessment
Tell us about your property and we'll help connect you with a wildfire home hardening professional serving your area.